SurePay

Name and account matching for EU Verification of Payee and UK Confirmation of Payee, via API or online portal.

ToolWire Transfer VerificationCloud

Pricing: Dutch portal plans: Insight Starter €2,700 a year excluding VAT (900 checks a year, 5 portal users); Insight Pro €5,700 a year excluding VAT (4,000 checks a year, 10 portal users). Connect API (from 16,000 checks a year), bank and UK pricing not published; contact sales.

Reviewed by the Cyber Vendor Guide editorial team against the public sources cited below · Last reviewed September 2026 · How we review listings

What is SurePay?

SurePay provides account name checks that confirm whether the name entered for a payment matches the account held at the payee's bank. It began in 2016 as a start-up within Rabobank and is headquartered in Utrecht, with an office in London. Banks and payment service providers use its Verification of Payee service in the EU and its Confirmation of Payee service in the UK, which return match, close match or no match results inside their payment flows. Corporates can run single or bulk checks through an online portal or integrate an API. Other services include Swift pre-validation, BIC enrichment, a switch check for payees who have moved bank and fraud risk indicators for banks. NatWest uses SurePay for Confirmation of Payee, and Finance Denmark selected it in 2025 for a national Verification of Payee service. In June 2025 Carlyle Europe Technology Partners made a growth investment in SurePay alongside Rabo Investments.

Best for: Banks and payment service providers that must offer Verification of Payee or Confirmation of Payee, and corporates checking supplier IBANs before payment.

Pros

  • Covers both EU Verification of Payee and UK Confirmation of Payee, with a portal for corporates that do not integrate an API
  • NatWest selected SurePay for Confirmation of Payee, citing its experience in the Dutch market and its understanding of complex name matching issues
  • Finance Denmark selected SurePay in April 2025 to run a nationwide Verification of Payee service in Denmark

Things to check

  • A check cannot be made where SurePay has no access to the bank's account data, which SurePay says can happen with some foreign bank accounts
  • SurePay states that it is ISO 27001 compliant rather than certified, and delivers its SOC 2 Type 2 report through an ISAE 3000 report

Reported in public reviews and vendor documentation. See sources below.

Key Features

Verification of Payee API for EU banks and payment service providers
Confirmation of Payee for UK payment service providers and building societies
Match, close match and no match results, with the bank-held name shown for close matches
Corporate portal for single and bulk IBAN and name checks
European Batch Check for payment orders submitted as a package
Swift pre-validation for cross-border beneficiary accounts
Switch Check to flag payees who have moved to another bank
Fraud Risk Indicator data points for banks

Do you work at SurePay? to confirm the details or send us a correction.

Sources & references

Where the information on this listing comes from. Always verify pricing and capabilities against the vendor before a purchasing decision.

Spot an error, or do you represent SurePay? Request a correction.

Key facts

Pricing
Dutch portal plans: Insight Starter €2,700 a year excluding VAT (900 checks a year, 5 portal users); Insight Pro €5,700 a year excluding VAT (4,000 checks a year, 10 portal users). Connect API (from 16,000 checks a year), bank and UK pricing not published; contact sales.
Model
Annual subscription for portal plans; API and bank services quoted on request
Founded
2016
Cloud
Yes
Self-hosted
No
Visit website

SurePay Alternatives

  • IronVestBinds a customer's biometric identity to the exact wire or p...
  • PindropCaller authentication, call risk scoring and deepfake voice ...
  • BioCatchBehavioural biometrics platform that helps banks detect scam...
  • TrustpairValidates supplier bank account ownership and monitors vendo...
  • EftsureChecks payee identity and bank details before payments are r...
View all alternatives

Certifications

ISO/IEC 27001:2022 (stated as compliant), SOC 2 Type 2 (delivered through an ISAE 3000 report), Cyber Essentials